Learn about reservable deposits, their role in banking, and how they affect you; covering Federal Reserve requirements, ...

A transaction account is a bank account that provides individuals with immediate access to money. Transaction accounts have full liquidity to pay bills and make everyday purchases. A common type of ...

If your bank flags a deposit as suspicious, here's what to expect and how to make sure your funds don't get stuck or delayed.

In 2008, in the midst of a financial crisis, federal regulators extended bank deposit guarantees beyond the statutory $250,000 limit to cover all “transaction,” or checking, deposits. Later codified ...

Hopefully, we'll all learn something. First, banks do not process each individual transaction (deposit or withdrawal) as it happens. As transactions come to the bank during the day, they are collected ...

Demand deposit accounts (DDAs) are the most common type of bank account. Many people don’t realize it, but a checking account is a DDA. The reason for its name is that the bank is required to allow ...

Fifth Third Bancorp plans to lean into retail banking in the southeastern U.S. following a 5% decline in commercial transaction deposits during the second quarter. The opening of more than 20 new ...