The process for opening a new bank account is fairly simple and straightforward these days, whether you already have a few accounts to your name or you're opening your very first one.

Capital One’s checking account earns interest and has no minimum balance. Monthly fee: None. Special features: The checking rate is 0.10% APY for any balance. Other pros: 360 Checking account holders ...

If you don't mind a banking experience that's 100% digital, the world of online-only banks and fintechs offers some of the highest APYs for your money. LendingClub distinguishes itself from other ...

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