Imagine we had a question: “Do men and women differ on X?” No matter what “X” is—height, empathy, knowledge of 13 th century Spanish history, or anything else—we know that any given man will be ...

Melissa Horton is a financial literacy professional. She has 10+ years of experience in the financial services and planning industry. Robert Kelly is managing director of XTS Energy LLC, and has more ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Representative sampling and random sampling ...