CNBC Select evaluated dozens of auto loans based on rates, terms, customer service, online experience and other factors.

The average auto refinance rate is 8.05%, but well-qualified buyers might be able to refinance at rates starting below 5% ...

Credit unions often offer lower interest rates on car loans and tend to be more flexible when working with borrowers who have ...

A higher credit score often leads to better-than-average rates.

Investopedia found First Tech FCU to be the best used car loan lender thanks to its flexible terms and lenient qualifications ...

Used-car loans generally carry higher interest rates than new-car loans, so shopping for rates is critical. Always shop around and secure a prequalification for a loan before heading to the dealership ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. If ...

Used-car financing now drives nearly 60% of platform transactions, but loans carry steeper rates (9-18%) and hidden costs ...

New car financing is available for under 5% APR for borrowers with high credit scores ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Brendan is a full-time senior editor of financial products and services at ...