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APR vs. interest rate: What’s the difference?

The APR and interest rate on your mortgage aren’t the same. Here’s what to pay attention to when you compare costs.

Mortgage Rates Today: January 30, 2026 – 30-Year And 15-Year Rates Stand Still

Today, the mortgage interest rate on a 30-year fixed mortgage is 6.16%, according to the Mortgage Research Center. On a ...