You can learn how to make a purchase using your debit card as well as how to use your debit card wisely so you do not end up paying extra fees. You should also take steps to protect your debit card from fraud so your money is safe.
Keep your debit card and PIN private. A PIN is a security code that you type in when you use a debit card. Never share your PIN or card numbers. If you lose your debit card, let your bank or credit union know right away. Ask them to cancel the card and send a new card. Ask your bank or credit union for account alerts by email or text.
You can use a debit card to pay for things in person and online or to withdraw cash directly from your account via an ATM. Whether you’re making a purchase or withdrawing cash with your debit card, the money is immediately drawn (that is, debited) from your account.
Learn the basics of how debit cards work, their benefits, and how to use them wisely to manage your money and avoid common pitfalls.